Small business
A small business lending broker acts as your intermediary with commercial lenders, presenting your application to multiple funding sources simultaneously and negotiating terms on your behalf. Unlike a single bank that can only offer its own products, Silverstone evaluates your revenue, collateral, credit profile, and urgency, then submits your package to lenders whose appetite fits your industry and loan size. This parallel-path approach compresses the timeline from inquiry to funding, especially critical when you're bidding on a contract along the I-10 corridor or replacing equipment before peak crawfish season.
We handle the documentation assembly, lender communication, and closing coordination so you stay focused on operations. Our broker model means we earn compensation from the lender at closing, not from upfront fees to you, aligning our incentive with your successful funding.
Loan programs
Hard money lending bridges urgent needs, lawsuit settlements, partner buyouts, or distressed-asset acquisitions, when time matters more than rate. As a hard money lending broker, we present scenarios that conventional underwriting would decline but where strong collateral justifies the lender's risk.
remain the benchmark for acquisition financing, working capital, and debt refinancing when you need longer amortization and lower down payments. As an SBA broker, we know which SBA-preferred lenders in Louisiana move fastest and which require additional collateral for hospitality or retail credits.
lets you spread the cost of trucks, kitchen equipment, or oilfield service gear across the asset's useful life. We broker these transactions through lenders who title the equipment as collateral, accelerating approval when your business is newer or revenue is seasonal.
fund the purchase or refinance of owner-occupied properties, warehouses near the airport, retail space on Johnston Street, or mixed-use buildings in downtown Lafayette. We connect you with portfolio lenders and CMBS sources that understand Acadiana property values and can close in 45 to 60 days.
and business lines of credit provide flexible cash for inventory, payroll gaps, or job costs. Our network includes both bank and non-bank lenders, so we can broker a solution even if your depository bank has reached its internal exposure limit.
converts outstanding receivables into immediate cash, essential for staffing firms, freight brokers, and contractors waiting on municipal or industrial clients. We work with broker factoring companies and new freight broker factoring companies that advance 70 to 90 percent within 24 hours of invoice verification.
How it works
Call (337) 409-6290 to schedule a consultation at our 315 S College Rd, Lafayette, LA 70503 office or by phone. We'll gather three years of tax returns, interim profit-and-loss statements, a current balance sheet, and a brief narrative of the intended use. Within 48 hours, we identify which lenders to approach and what additional documentation, appraisals, purchase agreements, franchise disclosure documents for a mortgage broker franchise, or equipment quotes, they require. Once you select a term sheet, we manage the due-diligence checklist and coordinate the closing, often at a title company in Lafayette or Breaux Bridge.
Equipment financing
A family-owned trucking company in Youngsville needed two Class 8 tractors to fulfill a contract hauling pipe to sites in Scott and Duson. Their community bank could approve only one unit without exceeding concentration limits. Silverstone submitted the request to an equipment finance broker panel, securing approval for both tractors with a single lender in nine business days. The company took delivery before the contract start date, preserving the relationship and revenue stream that a delayed bank process would have jeopardized.
Serving the Lafayette area

We know which lenders fund which kinds of Lafayette businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Lafayette owners trust Silverstone Business Capital
Talk to a local advisor and get matched to the right program, no obligation.