Business Loan Broker in Lafayette, LA

Silverstone Business Capital is a licensed business loan broker in Lafayette serving local companies that need faster access to commercial financing than traditional banks typically provide.

Small business

What a Small Business Loan Broker Does

A small business lending broker acts as your intermediary with commercial lenders, presenting your application to multiple funding sources simultaneously and negotiating terms on your behalf. Unlike a single bank that can only offer its own products, Silverstone evaluates your revenue, collateral, credit profile, and urgency, then submits your package to lenders whose appetite fits your industry and loan size. This parallel-path approach compresses the timeline from inquiry to funding, especially critical when you're bidding on a contract along the I-10 corridor or replacing equipment before peak crawfish season.

We handle the documentation assembly, lender communication, and closing coordination so you stay focused on operations. Our broker model means we earn compensation from the lender at closing, not from upfront fees to you, aligning our incentive with your successful funding.

Loan programs

Programs We Broker in Lafayette and Surrounding Areas

Hard money lending bridges urgent needs, lawsuit settlements, partner buyouts, or distressed-asset acquisitions, when time matters more than rate. As a hard money lending broker, we present scenarios that conventional underwriting would decline but where strong collateral justifies the lender's risk.

SBA 7(a) Loans

remain the benchmark for acquisition financing, working capital, and debt refinancing when you need longer amortization and lower down payments. As an SBA broker, we know which SBA-preferred lenders in Louisiana move fastest and which require additional collateral for hospitality or retail credits.

Equipment Financing

lets you spread the cost of trucks, kitchen equipment, or oilfield service gear across the asset's useful life. We broker these transactions through lenders who title the equipment as collateral, accelerating approval when your business is newer or revenue is seasonal.

Commercial Real Estate Loans

fund the purchase or refinance of owner-occupied properties, warehouses near the airport, retail space on Johnston Street, or mixed-use buildings in downtown Lafayette. We connect you with portfolio lenders and CMBS sources that understand Acadiana property values and can close in 45 to 60 days.

Working Capital

and business lines of credit provide flexible cash for inventory, payroll gaps, or job costs. Our network includes both bank and non-bank lenders, so we can broker a solution even if your depository bank has reached its internal exposure limit.

Invoice Factoring

converts outstanding receivables into immediate cash, essential for staffing firms, freight brokers, and contractors waiting on municipal or industrial clients. We work with broker factoring companies and new freight broker factoring companies that advance 70 to 90 percent within 24 hours of invoice verification.

How it works

How to Apply Through Silverstone Business Capital

Call (337) 409-6290 to schedule a consultation at our 315 S College Rd, Lafayette, LA 70503 office or by phone. We'll gather three years of tax returns, interim profit-and-loss statements, a current balance sheet, and a brief narrative of the intended use. Within 48 hours, we identify which lenders to approach and what additional documentation, appraisals, purchase agreements, franchise disclosure documents for a mortgage broker franchise, or equipment quotes, they require. Once you select a term sheet, we manage the due-diligence checklist and coordinate the closing, often at a title company in Lafayette or Breaux Bridge.

Equipment financing

Local Example: Equipment Finance Broker Scenario

A family-owned trucking company in Youngsville needed two Class 8 tractors to fulfill a contract hauling pipe to sites in Scott and Duson. Their community bank could approve only one unit without exceeding concentration limits. Silverstone submitted the request to an equipment finance broker panel, securing approval for both tractors with a single lender in nine business days. The company took delivery before the contract start date, preserving the relationship and revenue stream that a delayed bank process would have jeopardized.

Related programs

Other ways we can help

Serving the Lafayette area

Local guidance across Lafayette, LA

Silverstone Business Capital in Lafayette, LA

We know which lenders fund which kinds of Lafayette businesses, and we position your file where it fits.

One local broker, many lenders, and no cost to apply.

See loan programs →

Common questions

Common questions about business loans in Lafayette

What is the difference between a business loan broker and a direct lender?+
A business lending broker like Silverstone represents you to multiple lenders, comparing terms and speed-to-funding across programs. A direct lender underwrites and funds from its own balance sheet, offering only its proprietary products. Brokers widen your options; lenders control their own credit box.
Do I pay upfront fees to work with a small business loan broker?+
Silverstone earns a success fee paid by the lender at closing, so you incur no upfront broker charges. You remain responsible for third-party costs, appraisals, environmental reports, legal fees, that any financing transaction requires, but our brokerage service itself carries no advance cost to you.
How long does it take to get funding through a business loan broker in Lafayette?+
Speed-to-funding varies by program and documentation completeness. Working capital and invoice factoring can fund in two to five business days. SBA 7(a) and commercial real estate loans typically close in 30 to 60 days. Equipment financing falls in between, often completing in 10 to 20 business days once the vendor quote and title application are ready.
Can Silverstone broker loans for startups or businesses with credit challenges?+
We broker programs across the credit spectrum. Startups with strong personal guarantor credit and industry experience may qualify for SBA microloans or equipment financing with larger down payments. Businesses rebuilding credit can access working capital or factoring based on receivable quality rather than credit score. We analyze your full profile to identify which lenders will compete for your file., Silverstone Business Capital serves Lafayette, Scott, Carencro, Breaux Bridge, Broussard, Duson, Youngsville, Cankton, and Milton with commercial loan brokerage that prioritizes speed-to-funding and transparent trade-off analysis. Visit our Lafayette business financing hub to explore all programs, review our Service Areas page for drive-time details, or read about specific solutions like SBA 7(a) loans, equipment financing, and invoice factoring. Call (337) 409-6290 to discuss your next project.

Why Lafayette owners trust Silverstone Business Capital

Licensed Commercial Loan Broker
Broker, Not a Lender
No Upfront Fees
Confidential & Secure
Local to Lafayette, LA
National Lender Network

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